Desmond Lim
5 Mar 2026
Looking to buy a property in Kota Kinabalu. Anyone has experience with the traffic and amenities there? Is it a good time to buy now with the current market sentiment?
Cyberjaya feels like a ghost town at night in some areas, but the new MRT station is a game changer. Prices are still around RM450-550psf for many decent projects. Is it a value trap or a sleeping gia...
Planning to buy? Here are costs I wish someone had told me about: - Stamp duty on MOT: 1% on first RM100k, 2% on RM100k-500k, 3% above RM500k - Loan agreement stamp duty: 0.5% on loan amou...
Now that EPF has introduced Account 3 (Akaun Fleksibel), I'm seeing some people saying we can use it to top up our 10% downpayment. Has anyone actually tried withdrawing specifically for property purc...
Quick breakdown of RPGT for those confused: Malaysian Citizens: - Dispose within 3 years: 30% - Year 4: 20% - Year 5: 15% - After 5 years: 0% (exempt) Exemptions: - Disposal of one ...
Looking to buy a property in Mont Kiara. Anyone has experience with the traffic and amenities there? Is it a good time to buy now with the current market sentiment?
After 8 months of searching, I finally got my keys to a condo in Cheras last month. Here's my honest breakdown: 1. Get your loan pre-approved FIRST — Agents won't take you seriously otherwise. ...
I don't have a fixed payslip (Gig worker/Freelance designer). Just got my loan approved via SJKP. For those without Form B/BE, this is a lifesaver. You need to prove at least 2 years of income though....