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🏠 Buying Guide

RPGT 2025 — do I need to pay if I sell within 5 years?

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Danial Syafiq

7 Mar 2026

Quick breakdown of RPGT for those confused:

Malaysian Citizens:
- Dispose within 3 years: 30%
- Year 4: 20%
- Year 5: 15%
- After 5 years: 0% (exempt)

Exemptions:
- Disposal of one private dwelling per lifetime (for citizens)
- Disposal to government, spouse, parents, or children
- Gain ≤ RM200k from disposal of residential property

Important: RPGT is on the *gain*, not the full sale price. If you bought at RM400k and sell at RM450k, the gain is only RM50k (minus costs).

Always consult a property lawyer before selling.
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