Stamp Duty Calculator Malaysia
Estimate MOT transfer duty, loan agreement duty, and check your first-time-buyer exemption — updated for 2026 rates, including the new 8% foreign-buyer surcharge.
Stamp duty is charged on the higher of purchase price or market value.
Buyer Status
Estimate only, based on the standard MOT tiers (1%/2%/3%/4%), 0.5% loan agreement duty, and the Malaysian-citizen first-time-buyer exemption. Does not include state-level Bumiputera discounts, foreign-buyer minimum purchase price eligibility rules, or other case-specific reliefs. Verify with a licensed conveyancing lawyer or LHDN before relying on this figure for a transaction.
Malaysia Stamp Duty Rates at a Glance
| Property Price Band | MOT Duty Rate |
|---|---|
| First RM100,000 | 1% |
| RM100,001 – RM500,000 | 2% |
| RM500,001 – RM1,000,000 | 3% |
| Above RM1,000,000 | 4% |
| Foreign buyer (residential, flat) | 8% |
Want the full picture, including exemption eligibility and the loan agreement duty rules? Read our complete Malaysia Stamp Duty guide for 2026.
Frequently Asked Questions
How is stamp duty calculated on a property purchase in Malaysia?
Stamp duty on the Memorandum of Transfer (MOT) is charged on a progressive scale: 1% on the first RM100,000, 2% on the next RM400,000 (RM100,001–RM500,000), 3% on the next RM500,000 (RM500,001–RM1,000,000), and 4% on any amount above RM1,000,000 — charged on whichever is higher, the purchase price or the market value. A separate loan agreement duty of 0.5% applies if you’re financing the purchase, and the Sale & Purchase Agreement itself carries a flat RM10 duty.
Do foreigners pay a different stamp duty rate in Malaysia?
Yes. Non-citizens and non-permanent-residents pay a flat 8% stamp duty on the transfer of residential property, effective for transfers executed on or after 1 January 2026 — up from the previous flat 4% rate. Malaysian permanent residents (PR) are exempt from this surcharge and use the standard progressive citizen rates instead. Commercial and industrial property purchases are not affected by the foreign-buyer surcharge.
Am I eligible for the first-time homebuyer stamp duty exemption?
Malaysian citizens buying their first residential property, priced or valued at RM500,000 or below, qualify for a 100% exemption on both the MOT stamp duty and the loan agreement stamp duty. The exemption applies to Sale & Purchase Agreements executed on or before 31 December 2027. It is restricted to Malaysian citizens — Malaysian PRs and foreign buyers do not qualify, regardless of price.
Is this calculator accurate for my specific transaction?
This calculator estimates the standard stamp duty components using the published tiers and the most common exemptions. It does not account for state-level Bumiputera purchase discounts, foreign-buyer minimum purchase price eligibility rules that vary by state, or other case-specific reliefs. Always confirm the final figure with your conveyancing lawyer or LHDN before completing a transaction.